TIP! If you cannot afford to pay cash for something, think twice about charging it on your credit card. If it is something that is going to cause you financial ...

TIP! Read the small print. If there's an offer for a pre-approved credit card or if a person says they can help you get a card, get all of the details ...

TIP! Always adhere to a budget when it comes to using credit cards. It is a good idea to include your credit card into your budget. It may be very challenging ...

TIP! Before closing any credit card, understand the impact it will have on your credit score. There are times when closing out cards can lead to bad marks on ...

TIP! Never close out a credit card account without making sure that you know how it will affect you. Sometimes, closing an account can cause your credit score ...

TIP! In terms of a retail store's credit options, you should never get a card with them unless you're a loyal, regular customer. When a retail store inserts an ...

TIP! Many card issuers offer signing bonuses when you apply for a card. Read the fine print thoroughly, though, as the terms for qualifying for the bonus may ...

TIP! It's good credit practice to consistently maintain two or three open credit cards. This will help you build one's credit score, particularly if you pay ...

TIP! To retain a favorable credit score, be sure to make your payment for your credit card by the due date. Any and all late payments will negatively impact ...

TIP! If a fraudulent charge appears on the credit card, let the company know straightaway. By doing this, you will help the card company to catch the person ...