TIP! If you cannot afford to pay cash for something, think twice about charging it on your credit card. If it is something that is going to cause you financial ...

TIP! Read the small print. If there's an offer for a pre-approved credit card or if a person says they can help you get a card, get all of the details ...

TIP! Never sign up for a credit card without learning its interest rate. Before you decide whether or not a credit card is right for you, you have to ...

TIP! Many card issuers offer signing bonuses when you apply for a card. Read the fine print thoroughly, though, as the terms for qualifying for the bonus may ...

TIP! Most people don't handle credit cards the right way. While going into debt is unavoidable sometimes, many people go overboard and wind up with debt they ...

TIP! With any credit card debt, you need to avoid late fees and fees associated with going over your credit limit. Both of these are pretty large fees and ...

TIP! Do not close credit card accounts until you understand the impact it may have. Many times closing an account can lower your credit score and will show up ...

TIP! To preserve a high credit score, pay all bills before the due date. A late payment can do a number on your credit score, and can also require you to pay ...

TIP! Exercise some caution before you start the process of applying for a credit card offered by a retail store. Every credit inquiry impacts your credit ...

TIP! If you want a credit score that is good, be sure that you're able to pay credit card payments before it's due. Late payments can cost you a lot in fees. ...