TIP! Do not consider using a credit card from a retail store unless you shop there regularly. Every time you try to open a card, this action is recorded. ...

TIP! Never sign up for a credit card without learning its interest rate. Before you decide whether or not a credit card is right for you, you have to ...

TIP! Before closing any credit card, understand the impact it will have on your credit score. There are times when closing out cards can lead to bad marks on ...

TIP! Always read everything, even the small print. If there's an offer for a pre-approved credit card or if a person says they can help you get a card, get all ...

TIP! Never close out a credit card account without making sure that you know how it will affect you. Sometimes, closing an account can cause your credit score ...

TIP! It's good credit practice to consistently maintain two or three open credit cards. This will help you build one's credit score, particularly if you pay ...

TIP! If a fraudulent charge appears on the credit card, let the company know straightaway. By doing this, you will help the card company to catch the person ...

TIP! It is common for card issuers to offer big incentives for opening accounts. Make sure that you go over the fine print because a lot of these credit cards ...

TIP! If an item truly costs more than you have to spend, don't use a credit card to buy it. While it's suitable to pay for an item that you can afford to pay ...

TIP! A lot of people don't handle their credit card correctly. While sometimes debt is unavoidable, consumers commonly abuse the privileges involved in having ...