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This type of spending habit quickly leads to a self-defeating cycle where you're trying to pay off your obligations. TIP! Debt consolidation is a long-term ...

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TIP! Make sure you examine your credit report very carefully before proceeding with a debt consolidation plan. The first step to helping your credit is to ...

TIP! To preserve a high credit score, pay all bills before the due date. A late payment can do a number on your credit score, and can also require you to pay ...

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TIP! Getting money for a home loan can be difficult, particularly when your credit is less than perfect. Try to secure an FHA loan; these are federal ...

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TIP! If you need to repair your credit, the first step is to come up with a workable plan and stick to it. Be totally committed to changing your spending ...