TIP! Don't be tempted to borrow the maximum amount for which you qualify. What you can afford to spend will be less than what they offer you. Home mortgages ...

TIP! During the loan process, decrease any debt you currently have and avoid obtaining new debt. Low consumer debts will make it easier to qualify for the home ...

TIP! If you cannot afford to pay cash for something, think twice about charging it on your credit card. While it is alright to use them to pay for something ...

TIP! In terms of a retail store's credit options, you should never get a card with them unless you're a loyal, regular customer. Every credit inquiry impacts ...