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TIP! Make sure that you are never using more than 50% of your credit card's limit. When balances are over 50%, your credit rating goes down significantly, so ...

TIP! Having poor credit makes financing a home a nightmare. Federally guaranteed loans (FHA loans) may be an option. Whether you got your credit cards on ...

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TIP! You will be able to get a lower interest rate if you keep your personal credit score low. This allows you to eliminate debt by making monthly payments ...

TIP! Watch for new cards that offer a signing-up bonus if you are looking to add a credit card to you wallet. Pay close attention to the fine print so that ...

TIP! A lot of new credit card offers come with attractive, potentially valuable bonuses attached. Read the fine print thoroughly, though, as the terms for ...

TIP! Before undertaking the mortgage application process you should organize all of your finances. In the event that you arrive without sufficient ...

TIP! Always have an envelope with you. Use an envelope to put all of your cards and receipts in. Financial woes can be a major source of sadness or depression ...

TIP! Financing a new home can be a challenge, especially if you have a history of bad credit. An FHA loan can be helpful in such a case since the federal ...